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Giving to Mesa State College
There
are a variety of ways to make a charitable contribution to Mesa
State College, some of which can help you plan for your own
financial future.
How to make a gift to Mesa State College
- Making a Gift by Check
Checks should be sent to:
Mesa State Foundation
1450 North 12th Street
Grand Junction, CO 81501
- Making a Gift by Credit Card
Mesa State College accepts VISA and MasterCard. To make a contribution
by credit card over the telephone, please contact Katrina Ingleson
at 970-248-1902. Or, enter MSC's secure donation site, and complete
the online form. You will be invoiced for your donation.
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Enter the dollar amount
of your donation
and click to process the transaction.
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- Matching Gifts
You may be able to double or triple your gift to Mesa State
College through your employer's matching gift program. Companies
that participate in these programs will provide their employees
with matching gift forms to complete and include with their contribution
or pledge form.
- Gifts of Appreciated Securities
Gifts of appreciated securities are a tax effective way to support
Mesa State College. When you donate appreciated stock to MSC,
you can avoid capital gain taxes that you would be responsible
for if you sold the asset. Additionally, if you have owned the
securities for more than one year, you can also receive an income
tax charitable deduction for the fair market value. These benefits
make donating appreciated securities a favorable alternative to
giving cash.
- Real and Personal Property
Land or other real estate may be given to the College as an
outright gift or used as an asset within a charitable trust. Personal
property, such as artwork or rare books, can also be contributed.
Since it is sometime difficult to determine the College's needs
for donated personal property, each case will be reviewed individually.
- PLANNED GIFTS
Planned gifts benefit both the donor and the College. These
gifts, which can be planned through your financial advisors and
the College staff, provide significant benefits including tax
deductions, avoidance of capital gains taxes and increased income.
- Bequests
Bequests, the most common way for donors to provide for the future
of Mesa State College, offer several advantages. A donor may be
able to make a larger gift than otherwise possible, the estate
may save on estate taxes, and the arrangement can be made revocable,
allowing changes as needed. You may designate a bequest for a
specific purpose or it can be placed into an unrestricted fund.
An unrestricted bequest provides general support for Mesa State
and allows the College to use the gift where it is most needed
at the time. You can make a bequest to MSC by preparing a new
will or revising your existing one.
- Life Insurance
You may consider transferring ownership of a life insurance policy
to Mesa State College. It is also possible to purchase a new policy
and transfer ownership to the College. Either gift will generate
a charitable income tax deduction approximately equal to the cash
surrender value of the policy on the date of the gift. In addition,
any premium payments that are made on behalf of Mesa State College
entitle the donor to additional charitable income tax deductions
for the amount of the premiums. You may also name MSC as the beneficiary
(not owner) of a new or existing policy. This would allow for
revocation of the gift should circumstances change. If completed,
the eventual gift to the College would qualify as a federal estate
tax deduction.
- Charitable Remainder Trust
A charitable remainder trust is an irrevocable gift that provides
specified fixed annual income for the donor, or, someone the donor
designates, for life or a specific time period. When the trust
is established, you select an annual payout rate, at a fixed dollar
amount, and designate a trustee. At the conclusion of the income
payments, or death of the last beneficiary, the principal is distributed
to the College.
- Charitable Lead Trust
A charitable lead trust is an irrevocable trust that designates
Mesa State College as the income beneficiary for a specified number
of years, or, for the life of the named person. Upon completion
of that period, the trust assets may revert to the donor or pass
to persons designated to receive them. In establishing a charitable
lead trust, you may choose a unitrust, which pays an annual income
equal to a percentage of the value of the principal, or an annuity
trust, which pays a fixed dollar amount. The donor selects the
percentage or the fixed dollar amount when the trust is created.
- Charitable Gift Annuity
A charitable gift annuity is a contract between a donor and Mesa
State College. This is an irrevocable arrangement in which the
College pays a guaranteed lifetime income to the donor, and, if
designated, another annuitant, at a rate based on the age(s) of
the annuitant(s). The charitable gift annuity is a way of reducing
income taxes, since it generates a charitable income tax deduction
in the year in which it was created, and a portion of the annual
income received by the donor may be tax-free. In addition, assets
contributed via the charitable gift annuity usually avoid federal
estate taxes.
For more information on these and other giving vehicles, please
contact John Marshall, Director of Development at 970-248-1902
or email at marshall@mesastate.edu.
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