Student Loan Counseling

Federal Stafford Loans

Stafford Entrance Loan Counseling
If you are a first-time borrower or a transfer student, it is a federal government requirement that students complete a student loan entrance counseling session before they can obtain a Federal Stafford student loan. This session is offered with a bank representative at the beginning of the semester. The purpose of this session is to help you to understand your rights and obligations as a student loan borrower.

Stafford Exit Loan Counseling
When students cease to be enrolled in at least six (6) credit hours at Mesa State College, they must complete a student loan exit counseling session. This session is offered with a bank representative at the end of every semester. You may contact the Financial Aid Office for an appointment. The purpose of this session is to inform you of various forbearance's, deferments and repayment options, as well as your rights and responsibilities to your Federal Stafford loan.

Perkins Loans

Perkins Entrance Loan Counseling
If you are a first-time borrower or a transfer student, it is a federal government requirement that students complete a student loan entrance counseling session before they can obtain a Perkins student loan. This session is offered through the Business Office at the beginning of the semester. The purpose of this session is to help you to understand your rights and obligations as a student loan borrower.

Perkins Exit Loan Counseling
When students cease to be enrolled in at least six (6) credit hours at Mesa State College, they must complete a student loan exit counseling session. This session is offered through the Business Office at the end of every semester. You may contact the Business Office for an appointment. The purpose of this session is to inform you of various forbearance's, deferments and repayment options, as well as your rights and responsibilities to your Perkins loan.