Terms and Conditions Agreement
Mesa State College MAVcard
INTRODUCTION
The MSC MAVcard serves several purposes. First and foremost, it
is your Mesa State College (“MSC” or the “College”)
identification and activity card. In addition, the card enables
MSC to keep track of your College meal plan use. You may also
use your MSC MAVcard as a prepaid debit card for purchases made
by electronic fund transfers using funds deposited in your MSC
MAVcard Flex Account or MAVmoney Account.
APPLICATION
To obtain a MSC MAVcard, you must complete a MSC MAVcard APPLICATION
FORM and submit it to the MSC MAVcard Office together with a
driver’s license or other photo ID. Students must be registered
for classes and Faculty/Staff must show proof of employment.
Payment of $15 is required of non-matriculated and non-degree
seeking students. Your signature on the MSC MAVcard Application
Form and acceptance of a MSC MAVcard constitutes your agreement
to the terms and conditions listed on the Application Form and
in this Agreement.
IDENTIFICATION CARD
Your MSC MAVcard identifies you as a student or employee at Mesa
State College. It is the property of the College and cannot be
lent or transferred to another person, and should be carried
at all times to verify your identity to MSC officials.
ACTIVITY CARD
A MSC MAVcard allows currently enrolled MSC students and College
employees to attend or participate in College activities such
as athletic events, Activities Council events, and student elections.
The card also grants students and employees access to campus
facilities and programs such as the Outdoor Program, the Tomlinson
Library, and the Student Recreation Center. (Note: students and
employees may also have to purchase a ticket, pay a fee, and/or
satisfy additional eligibility requirements to attend certain
events, participate in certain activities, or access certain
programs or facilities.)
RESIDENTIAL MEAL PLAN CARD
If you have purchased a College residential meal plan, your MSC
MAVcard verifies your eligibility for meals and enables MSC to
keep track of your meal plan use.
Any MAVmoney Account money is non-refundable as outlined in the
Food Service Contract. Any money left over after fall semester
is available for spring semester for enrolled students. At the
end of the Academic Year, if a balance remains it is non-refundable.
DEBIT CARD
You may use your MSC MAVcard as a debit card to make purchases
at locations with on-campus card readers or point-of-sale terminals.
There are two accounts you may deposit money into. One account
is the MAVmoney Account. This is a FOOD SERVICE ONLY account. In
the MAVmoney Account you have options of the type of plan you would
like to purchase. The second account is the MAVcard Flex Account.
This account can be used anywhere on campus where the MAVcard is
accepted including the bookstore, the business office, outdoor
program, student recreation center, Tomlinson Library, and Parking
Services.
When you make purchases with your MSC MAVcard, the amount of the
purchase (including any applicable taxes) will be electronically
debited to a MSC MAVcard ACCOUNT held for you by the College. Your
MSC MAVcard cannot be used as a debit card until you validate your
card, deposit funds in either of your two MAVcard Accounts, and
the College credits the deposit to the accounts. Making a deposit
to your MSC MAVcard Account is VOLUNTARY. If you do not deposit
funds in your MSC MAVcard Account, your MSC MAVcard will not be
validated as a debit card and cannot be used to make purchases.
IMPORTANT INFORMATION ABOUT VALIDATING YOUR MSC MAVcard AND THE
SPECIFIC TERMS AND CONDITIONS THAT GOVERN ITS USE AS A DEBIT CARD
APPEAR IN THE ATTACHED DISCLOSURE STATEMENT. PLEASE READ
THE DISCLOSURE STATEMENT CAREFULLY BEFORE DECIDING TO VALIDATE
YOUR MSC MAVcard
AS A DEBIT CARD! IF YOU HAVE ANY QUESTIONS CONCERNING THE DISCLOSURE
STATEMENT OR THIS AGREEMENT, CONTACT THE MSC MAVcard OFFICE IN
THE W.W. CAMPBELL COLLEGE CENTER OR AT 970-248-1059 FOR MORE INFORMATION.
A. YOUR MSC MAVcard IS A DEBIT CARD, NOT A CREDIT CARD
Your MSC MAVcard in NOT a credit card and cannot be used for
expenditures that exceed your then-current MSC MAVcard Account(s)
balance. However, please refer to SHORTAGES AND NEGATIVE AMOUNTS
for information about debits that exceed your account balance.
B. YOUR MSC MAVcard CAN BE USED AS AN ATM CARD
Your MSC MAVcard CAN be used at ATMs if you have signed up for
a FREE Checking Account with Wells Fargo Bank. Please see the
Customer Service representative for Wells Fargo in the W.W. Campbell
College Center for all of the details relating to this program.
Cash withdrawals from ATMs using your MAVcard are available only
from a Wells Fargo Bank Account.
C. HOW TO MAKE DEPOSITS TO YOUR MSC MAVcard ACCOUNT (S).
You may make deposits to your MSC MAVcard Account(s) by cash, personal
check, or credit card. Non-cash deposits will be credited to
the appropriate MAVcard account when the College receives good
funds from your bank or credit card issuer. If the College agrees
to credit your account before your check or credit card charge
has cleared, you understand and agree that you will be liable
to MSC if your check or credit card charge is returned unpaid.
In addition, the College may bill you or deduct $25 from your
MSC MAVcard Account to cover the cost of handling unpaid checks
or credit card charges.
There is no minimum balance in any of the MSC MAVcard Accounts.
Deposits may be made at the MSC MAVcard Office or the Business
Office in Lowell Heiny Hall (Flex Only).
Deposits may not be accepted to any of the MAVcard Accounts if
the cardholder’s general account with the College is past
due.
D. NO INTEREST WILL ACCRUE OR BE PAID ON FUNDS HELD IN YOUR MSC
MAVcard ACCOUNT (S).
You understand and agree that NO interest or other earnings on
funds deposited in your MSC MAVcard Account(s) will accrue or be
paid or credited to you by MSC.
CORRECTIONS
MSC reserves the right to correct the balance credited to your
MSC MAVcard Account(s) if it believes that a clerical or accounting
error occurred. Any corrections to your account will be reported
to you in your periodic statement. If you have a question about
a correction or believe that the correction was wrong, contact
the MSC MAVcard Office about your concerns. Please refer to “Your
Right to Receive Documentation of Transfers -- Periodic Statements” and “In
Case of Errors or Questions about Electronic Fund Transfers” in
the DISCLOSURE STATEMENT for more information.
SHORTAGES AND NEGATIVE AMOUNTS
You are responsible for keeping track of the expenditures you make
with your MSC MAVcard. If you try to make a purchase when there
are insufficient funds in your MSC MAVcard Account(s), the card
reader, point-of-sale terminal, or cashier will generally not
approve the transaction. However, a system malfunction or human
error may sometimes result in a debit that exceeds the balance
in your account -- creating a “shortage” or “negative
amount.” You understand and agree that you are liable to
MSC for any shortages or negative amounts in your MSC MAVcard
Account. If MSC bills you for a negative amount, you agree to
repay the amount promptly. You also agree that MSC may, in its
discretion, offset a negative amount against subsequent deposits
to your account. In the event that MSC is forced to retain an
attorney to collect a negative amount from you, you will be liable
for the negative amount plus MSC’s reasonable attorney
fees and any interest permitted by law.
Repeated shortages or negative amounts may be grounds for canceling
your MSC MAVcard Account. For any account with a shortage or negative
amount, the College may charge an Overdraft fee of $33 of the shortage
or negative amount, whichever is greater.
FUNDS AVAILABILITY
Funds paid by cash or credit card will be available in either your
MAVcard Flex Account or one of the MAVmoney Accounts within a
half-hour on a regular College business day. Funds paid by check
may be subject to a 72-hour hold until the check clears the cardholder’s
bank.
REFUNDS
Funds remaining in your MSC MAVcard Account at the end of an academic
or fiscal year will be carried over to the next academic or fiscal
year until you graduate, officially withdraw, or terminate your
employment. When you graduate, terminate your employment, or
if you withdraw from the College, or if MSC terminates this agreement,
you may request a refund of the balance in your MAVcard Flex
Account less any outstanding debits and/or fees. Requests for
refunds must be made in writing and accompanied by proof of graduation,
official withdrawal, or termination of employment. A processing
fee of 10% or $20, which ever is greater, will be subtracted
from the value of remaining meals and MAVmoney to make up your
total refund value. The total refund value will than be credited
to your student account through the Business Office and a check
will be mailed to your permanent address that you have of file
with the Business Office.
NO other refunds or cash advances of any kind are permitted from
your MSC MAVcard Account.
INACTIVE ACCOUNTS
Your MSC MAVcard Account will be closed if there has been no account
activity (e.g., debits or deposits) for 365 consecutive calendar
days. If and when an inactive account is closed, the MSC MAVcard
can no longer be used as a debit card and this agreement will
be terminated effective on the date the account is closed.
CHANGE IN TERMS AND CONDITIONS
MSC reserves the right to make reasonable changes in terms and
conditions described in this Agreement. Changes in these terms
and conditions will apply to all MSC MAVcards then in circulation
and to all then active MSC MAVcard Accounts and will supersede
the terms and conditions in effect when the card was issued and/or
validated. MSC will notify you of any changes in these terms
and conditions and of the date on which the changes will become
effective. In addition, you are entitled to prior notice of certain
changes in the terms and conditions described in the DISCLOSURE
STATEMENT. Please refer to “Change of Terms Notice” in
the DISCLOSURE STATEMENT for more information.
CANCELLATION OF AGREEMENT
MSC reserves the right to cancel this Terms and Conditions Agreement
and revoke any or all of the rights or privileges granted to
you if you violate College rules, policies, or procedures; if
you violate the terms of the MSC MAVcard Application form or
if any information on the form is inaccurate; or if you breach
this Agreement in any way.
APPLICABLE LAW
Terms and Conditions Agreement is governed by the law of the State
of Colorado and applicable federal statutes and regulations.
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